Cancel with the company first
- Cancel in your account on the company's website or app, or by phone. Ask for a confirmation number or email.
- If the money comes from your bank account: tell the company you are revoking permission for automatic payments, and follow up in writing (the letter maker below writes it for you).
If it is charged to a credit or debit card
- Call the number on the back of the card, or use the card issuer's app, and tell them you cancelled and when. Have your confirmation ready.
- Ask the card issuer how to dispute any charge made after you cancelled.
- Watch your statement. If a new card number was issued, a company may still be able to charge it, so tell the issuer about any charge after you cancelled.
If it comes out of your bank account: tell your bank or credit union
- Tell your bank you have revoked the company's permission to take payments, and follow up in writing.
- Ask whether they recommend a stop payment order (banks usually charge a fee for one).
- Keep a record of who you told and when.
- Watch your account. Tell your bank right away about any payment taken after you revoked permission.
Stopping the payments does not cancel what you owe or a contract you signed: cancel the subscription itself as well.
Source: How do I stop automatic payments from my bank account? (Consumer Financial Protection Bureau), checked Oct 11, 2026. The bank-account steps follow this page. The card steps are our plain suggestions; your card issuer's own rules apply.
After you cancel
- Write down the date and any confirmation number (the Party List has a place for both).
- Watch the next statement. If the charge comes again, contact the company with your confirmation, then your bank or card issuer.